Animesh Ghosh is the Founder and CEO of Currency Network Ltd, a London-based fintech advancing quantum-safe identity and payment infrastructure for next-generation financial rails. He leads the development of vATM, a platform that embeds digital identity, compliance, and trust directly into ISO 20022 payment rails, enabling secure interoperability across fiat systems, real-time payments, CBDCs, and tokenized money. Through collaborations with the Swiss National Bank, the BIS Innovation Hub, SWIFT, and the Inter-American Development Bank, Animesh is pioneering quantum-safe payments, fiat–digital currency interoperability, and privacy-preserving identity, and designing ISO-aligned trust layers that help central banks and payment networks transition to modern, cyber-resilient infrastructure.